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Top
California Lender

Where Big Deals Meet Bigger Capital!

Fueling Every Commercial Conquest

Elite Financing for
Elite Commercial Properties

At top California lender, we are focused on providing reliable capital to real estate Investors, Mortgage Brokers, and Private Lenders.

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Your Partner for High Net Worth Commercial Real Estate Financing

At Top California Lender, we specialize in providing finance for most prestigious commercial real estate opportunities. We fuel high net worth investors, developers, and property owners, with fast, flexible, and tailored financing solutions for multi-million-dollar commercial deals that redefine skylines and rewrite fortunes. Whether you’re acquiring a Class A office tower, developing a luxury hotel, or repositioning an industrial complex, we’ve got the capital and know-how to ignite your commercial dreams. Buckle up—your empire starts here!
 

Why Choose Top California Lender?

Elite Deals Demand Elite Funding

Unmatched Expertise

Decades of experience in California’s commercial real estate market equip us to handle the complexities of high-value deals—your project deserves sophisticated solutions

Speed & Precision

Time is critical in commercial transactions. Our streamlined process delivers pre-approvals in hours and funding in days, ensuring you seize prime opportunities.

Flexible Solutions

From $3 million to $75 million+, we craft bespoke loan structures tailored to your commercial objectives.

Equity-Driven Lending

We prioritize your asset’s value and cash flow potential—offering up to 85% LTV—bypassing traditional lender constraints.

What We Offer

Comprehensive Loan Programs for High Net Worth Commercial Deal

Rehab/Renovation Loans

Construction Loans

Condo Conversion & Development

Equity Cash-Out

Land Development & Subdivision

Change of Use

Bridge Loans

Commercial Acquisition Loans

How It Works

From Vision to Victory in Four Moves!

01

Consultation

Share your commercial project or property details—or let your broker connect us.

02

Evaluation

We assess your asset’s value, cash flow potential, and equity, often without third-party appraisals.

03

Approval

Receive a custom loan offer in as little as 5 - 7 business days.

04

Funding

Close your deal with funds wired in 7-14 days, or sooner for urgent transactions.

Big Wins, Bigger Numbers—We Deliver!

Proof Our Leadership in Commercial Financing

$1.3 Billion

Funded in Commercial Loans Since 2018

420

High-Value Deals Funded Nationwide

8 Days

Average Time to Fund in 2025

95%

Broker Retention Rate in 2025

Recent Transactions & Company Updates

Unpacking Our Newest Transactions and Milestones Shaping 2025

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Ready to Dominate Your Next Commercial Deal?

At Top California Lender, we don’t just fund deals—we forge legacies. Investors, developers, brokers—step up and harness our loan programs and partnerships to conquer California’s commercial coliseum.

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Top California Lender

About Us

At Top California Lender, we specialize in providing finance for most prestigious commercial real estate opportunities.

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401 Wilshire Blvd, Santa Monica, CA 90401

‪(424) 209-7164‬

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Disclaimers: Top California Lender is a privately held company headquartered in California, offering nationwide private lending for commercial real estate. All information on this site, including loan terms, funding timelines, and company updates, is provided for informational purposes only and is subject to change without notice. Private lending involves risks, including potential loss of capital, and past performance ($1.3B funded since 2018, 420+ deals) does not guarantee future results. Consult a financial advisor before making investment or borrowing decisions. Loan approvals and funding (e.g., 8-day average in 2025) depend on underwriting, market conditions, and applicant qualifications. Not all applicants will qualify. Contact us at (424) 209-7164 or info@topcalifornialender.com for details. © 2025 Top California Lender. All rights reserved.

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